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The financial resilience and financial well-being of Canadians during the COVID-19 pandemic. Ottawa, ON: Statistics Canada and Seymour Management Consulting Inc.

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Key Takeaway
The financial resilience of Canadian households has increased over the first year of the pandemic.

 

This report provides insights on the financial well-being and resilience of Canadians during the first year of the COVID-19 pandemic. The report seeks to determine the evolving level of financial resiliency of Canadian households, specifically, 

  1. The number of Canadians living in households facing difficulties meeting key expenses  
  2. Which Canadians are experiencing those hardships 

    Among the groups that reported heightened levels of difficulty were those living in single-parent households, seniors, immigrants to Canada, persons identified as visible minorities, and Indigenous peoples.  

    The Index presented in this report was developed after results confirmed that financial stress and vulnerability were key issues well before the pandemic. In addition, the linkage between households’ financial well-being and overall well-being also contributed to the development of the Index.  

    The Seymour Financial Resilience Index highlights that, at the national level, households’ financial resilience the first year of the pandemic has increased, with the Index rising from 49.58 in February 2020 to 54.53 in February 2021. 

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